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Women tend to be relational in nature, but relationships themselves may place them at financial risk. More specifically, marriage and divorce can be dangerous endeavors for women. This information comes from a new report, which was published by the Chartered Insurance Institute (CII). The following examines this phenomenon more, and explains how women may be able to mitigate their risks.

Understanding Why the Disadvantage Exists

Despite misconceptions, women continue to be at a financial disadvantage in America. They earn less for the same jobs. Older women are less likely to have substantial earnings in social security or retirement savings. Further, men continue to be the primary or sole breadwinners within the family. True, more women are working, but they are far from equal in terms of earnings, pay, and opportunities as a whole.


When parents divorce, they often wonder how their children will adjust, particularly when it comes to transitioning from living in one home to two. Thankfully, researchers have spent the last several years studying how divorce impacts children, and most find that children adjust best when they have a continued loving relationship with both parents. In fact, a recent study that found children could benefit from an overnight with dad at any age.

Toddlers and Infants Often the Greatest Concern

When still adjusting to the two-home living situation, it is not uncommon for a child to miss one parent while they are at the home of the other. Yet it is younger children - namely toddlers and infants - that parents become most concerned about. Many worry that the young child will struggle too much with switching homes, or that the mother-infant bond will somehow be damaged. The recent study found neither of these to be true, even in situations where the children were extremely young.


Most parents want to spend time with their children, even after divorce or separation. This may apply, even if the other parent seems unreliable or uninterested in the child's welfare. Unfortunately, dealing with such a parent can be a stressful situation for both you and your child. Further, any failure on your part to adhere to the parenting plan, or to make an effort to include the other parent, can land you in legal trouble. Protect your child's emotional well-being and your personal welfare when dealing with an unreliable co-parent by using the following co-parenting tips.

Keep the Other Parent Informed

Regardless of whether or not they seem interested in the things happening in your child's day-to-day life, it is important that you keep the unreliable parent informed. This is especially important if something major comes up, such as a move or health condition. Doing so protects you from potential legal consequences, which the unreliable parent may push for if they feel you have somehow slighted them. Unfair as it seems, they do have the right to do so, and they have the right to stay informed about your child (unless their parental rights have been terminated).


There are many ways to talk to children about divorce, and no one way is necessary "right." However, there are some things that parents can do to help improve their child's reaction to the conversation. This positive start can also improve a child's overall adjustment during the divorce process. Show your child that your family will survive and use the following considerations when talking to your child about the impending divorce.

Plan Your Conversation Before Anyone Leaves

One of the biggest mistakes parents can make during divorce is not talking to their children prior to the actual split. It can make adjustment even more difficult, and some children may even perceive it as a betrayal of trust. So make sure you take to your children before anyone leaves the home. For younger children, you do not have to give it more than just a few days. School-aged children may need a little longer, possibly a one to three weeks.


Raising children can be a difficult job, even in the best of situations. When parents live in different homes, have different beliefs or ideals, or disagree on how a child should be raised, parenting can become a contentious situation. To make matters worse, children can feel as though they are caught in the middle. As a result, they may lash out, become withdrawn, or suffer severe emotional trauma. Protect your child, save your sanity, and learn how you can reduce the stress of co-parenting with help from the following information.

Accountability and Boundaries

While most parents do want what is best for their child, there is a small fraction that seem to struggle with the accountability aspect of parenting. They may not understand the pain they cause when they do not show up for a scheduled visit or event. Some fail to recognize how not paying child support impacts their child's overall quality of life. Still others may behave in ways that create a cause for concern.

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